Martin Eberhard
Co-Founder & First CEO of Tesla Motors | Pioneer of the Modern Electric Vehicle | Silicon Valley Inventor with 22+ Patents | Innovation & Sustainability Speaker
Deputy Chief Economist & Managing Director at Moody's Analytics | Authority on Housing, Consumer Credit & the Economic Outlook | Co-Host of the Inside Economics Podcast
Cristian deRitis is the Deputy Chief Economist at Moody's Analytics, where he leads econometric modeling and forecasting, and a trusted voice on the U.S. economy, housing, and credit. A PhD economist quoted regularly in the Wall Street Journal and co-host of the Inside Economics podcast, he cuts through the noise to explain where the economy is heading. He gives audiences a clear, data-driven read on growth, inflation, rates, and risk.
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Economics speaker Cristian deRitis is one of the most trusted and clear-eyed voices on the U.S. economy, housing, and consumer credit. As Deputy Chief Economist and a Managing Director at Moody’s Analytics, he leads the firm’s econometric model research and development, building the forecasts and scenarios that businesses, lenders, and policymakers rely on to plan for what’s ahead. When the headlines are loud and the signals are mixed, he is the economist who cuts through the noise with data, context, and a refreshing lack of hype.
A recognized authority on housing and consumer credit markets, deRitis specializes in analyzing current and future economic conditions, from growth, inflation, and interest rates to the health of the labor market and the housing cycle. He heads the real estate group at Moody’s Analytics and writes extensively on the future of the U.S. housing market, and his insights are regularly featured in the Wall Street Journal and other leading publications. As co-host of the popular Inside Economics podcast, he offers weekly analysis of the developments shaping markets and the economy.
Before joining Moody’s Analytics, deRitis managed mortgage credit risk modeling at Fannie Mae and taught at Johns Hopkins University, where he earned his PhD in economics with research on how technological innovation reshapes labor markets and income inequality. A Certified Business Economist and certified risk-management professional, he is named on two U.S. patents for credit-modeling techniques and writes a monthly column on risk for the Global Association of Risk Professionals. He completed his undergraduate studies in the Honors College at Michigan State University.
As a speaker, Cristian deRitis is rigorous, clear, and genuinely useful, translating complex economic data into practical insight that leaders can act on. He speaks on the economic outlook, the housing market and home prices, consumer credit and the state of the consumer, inflation and Federal Reserve policy, and the risks, from geopolitics to AI, that could shape which scenario plays out. Audiences of executives, lenders, investors, and boards leave with a grounded, jargon-free understanding of where the economy is heading and how to prepare.
Drawing on the forecasts and scenarios he builds at Moody's Analytics, Cristian deRitis gives audiences a clear, current read on the U.S. and global economy: growth, inflation, interest rates, employment, and the forces driving them. He separates signal from noise, explains the Moody's baseline and alternative scenarios, and translates it all into what it means for business decisions. Rigorous, balanced, and refreshingly free of hype, it is essential insight for any leader planning through uncertainty.
As one of the most respected housing economists in the country and head of Moody's Analytics' real estate group, Cristian deRitis offers an authoritative outlook on the U.S. housing market. He examines home prices, mortgage rates, supply and affordability, and construction, and lays out where the housing cycle is heading under different scenarios. A must-attend session for homebuilders, lenders, real estate professionals, and anyone whose business is shaped by the housing market.
Consumer spending drives the economy, and few people understand the health of the consumer like Cristian deRitis, who has spent his career modeling consumer credit and risk. In this keynote he assesses household balance sheets, debt and delinquency trends, spending power, and what they signal for growth and for lenders. Drawing on his background building credit models at Fannie Mae and Moody's, he gives audiences a data-rich, practical view of consumer and credit risk.
The economy's path depends on how a handful of big risks play out, from Federal Reserve policy and geopolitics to AI and global debt. Cristian deRitis walks audiences through how economists think about risk using scenarios rather than single-point predictions, and how leaders can use the same approach to plan and position their organizations. A sharp, strategic keynote on uncertainty, resilience, and making decisions when the future is unclear.
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